Welcome to this exceptional waterfront retreat where comfort, flexibility, and natural beauty come together. This well-maintained split-level home offers the perfect mix of year round living and cottage style enjoyment. With four bedrooms, three bathrooms, and multiple living areas, it's ideal for families, or anyone drawn to life on the water. Inside, the home is bright and welcoming, with large windows that capture calming waterfront views and fill the space with natural light. The split-level layout provides functional separation while maintaining a connected flow. The kitchen is the heart of the home, featuring ample counter space, generous cabinetry, and easy access to the dining and living areas, making it perfect for both daily living and entertaining. The living room is warm and comfortable, with scenic views. The fully finished lower level extends your living space and features a cozy fireplace, creating the perfect setting for a family room, movie nights, or a recreation areaAll four bedrooms are well-sized and versatile, while three bathrooms provide convenience for busy households and visitors alike. Step outside and the true lifestyle appeal begins. The shoreline offers a gradual entry where you can walk out approximately 400 feet in waist/chest deep water ideal for swimming and wading. In winter, this same area becomes a perfect spot to create your own backyard skating rink. The yard offers practical outdoor features, including a partially fenced area for pets or children and a separate 20 x 40 foot fully fenced garden for those who love to grow their own produce or flowers. A 15 x 25 foot detached shop adds valuable storage or workshop space for tools and toys. Enjoy swimming, gardening, skating, and relaxing by the water in every season. This is a property that supports an active, outdoor-oriented lifestyle while delivering the comforts of home. Waterfront living, four seasons a year, done right.